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Local Michigan

News and Updates in our home turf MI. Buying in Michigan comes with details that national mortgage advice tends to skip. This category covers what’s specific to the market here: property tax rules including the homestead exemption and uncapping when a home sells, how loan limits and appraisals play out across different counties, and which areas outside the metros qualify for USDA financing. You’ll find posts on West Michigan neighborhoods and price trends, older housing stock and what it means for financing, and seasonal timing in a market where winter genuinely changes things.

Local Michigan

Fannie Mae RefiNow Mortgage

New Michigan RefiNow Mortgage introduced to save low-income borrowers thousands by refinancing to lower rates. Lower Costs. Appraisal Waivers Possible.

Buying a Home

DACA Loans in Michigan

DACA mortgages in Michigan are here! On January 20th, 2021 the US Department of Housing and Urban Development (HUD) has…

Buying a Home

2021 Conventional Loan Limits

Each year the Federal Housing Finance Agency (FHFA) reviews home appreciation and makes adjustments to the maximum conventional loan limits.…

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