Category: Local Michigan

News and Updates in our home turf Grand Rapids, MI.

THE FISCAL CLIFF AND MORTGAGE RATES

Posted on December 31, 2012 by - Home Affordable Refinance Program, Local Michigan, Refinance

EXPERTS CONCERNED ON WHAT FISCAL CLIFF MEANS FOR MORTGAGR RATES We can’t get through the end of the year without more drama coming from Washington and there more financial market drama.  The talk of the Fiscal Cliff has put shock waves in the markets and caused much uncertainty.  Whenever there is financial uncertainty rates start… Read more »

Tips for Staging your Home to sell Quickly

Posted on December 21, 2012 by - Buying a Home, First Time Home Buyer, Local Michigan

Before selling your home, one the most important things to do is staging your home. Staging is making your home better looking to the eyes of the homebuyers that will be passing through. Of course you will need to take care of the basics such as cleaning and tidying up the place but also be… Read more »

10 Ideas for Decorating your Home for the Holidays

Posted on December 5, 2012 by - Local Michigan

Hot cocoa is in hand… “Deck the Halls” is playing in the background… It’s time to flip the calendar from November to December and decorate your home for the Christmas holidays! Christmas decorations should be about the memories of Christmas’s past. Bring in tradition and family rituals to make Christmas the same familiar warm event… Read more »

Tis the Season to Refinance your Home

Posted on October 23, 2012 by - Local Michigan, Mortgage Tips, Refinance

It’s that time of year again with the holiday’s right around the corner. Many homeowners take pride in being able to decorate their homes to celebrate the seasons. It’s one of the best parts of homeownership. Often times making it well worth the headaches and financial burdens that also come along with homeownership. Our homes… Read more »

Bank or Broker for a HARP Mortgage Refinance?

Posted on October 11, 2012 by - Local Michigan, Refinance

Many people have the misconception that to qualify for the Home Affordable Refinance Program they must contact their current servicer to refinance when they are underwater.  This is not the case.  While your current servicer or bank may be able to offer one option to drop your payment, many times they do not offer the… Read more »

Michigan HARP Lenders

Posted on September 25, 2012 by - Home Affordable Refinance Program, Local Michigan, Refinance

Many homeowners are dealing with the reality of their home now being worth much less than what they currently owe on their mortgage. Unfortunately there aren’t a lot of options to help homeowners who are facing this problem, but luckily the HARP program was created. While there may not be many HARP lenders in Michigan,… Read more »

HARP 3.0 | Responsible Homeowner Refinancing Act

Posted on September 19, 2012 by - Home Affordable Refinance Program, Local Michigan, Refinance

The Home Affordable Refinance Program or HARP has been utilized by many homeowners who were underwater on their mortgage. It allowed them to refinance their home regardless of the loan-to-value (LTV) ratio in most circumstances. Recently, two U.S.Senators reintroduced a bill that would extend the guidelines and reduce fees even more. The new bill was… Read more »