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What everyone is referring to as the new MSHDA grant is not free money. Actually, it is not even a grant. It is a second mortgage that may be used in place of a down payment when buying a new home in the form of down payment assistance. Contrary to what most people assume,… Read more »
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Category: Local Michigan
News and Updates in our home turf Grand Rapids, MI.
2014 USDA Rural Development Loan Eligibility Updates
The National USDA Office in Washington DC has confirmed that they will be using 2010 Census data to update the USDA Rural Development program eligibility maps. Current USDA maps are based on the dated 2000 Census data. This change will not take effect until October 1st, 2014 however the changes will affect many areas nationwide… Read more »
Best Hotels in Grand Rapids, Michigan
Best Hotels in Grand Rapids, Michigan When staying in Grand Rapids many people have the desire to stay in the best hotels the city has to offer. There are many great hotels that you and your family can choose from to enjoy. Many people relocating to Grand Rapids want to rest in the city’s best… Read more »
How to Apply for a Mortgage Loan
The first step to becoming a homeowner is applying for a mortgage. This is a crucial step in the home buying process that cannot be overlooked. Many times, real estate agents even require that you are preapproved by a mortgage company before they will spend their time showing you homes. It is important to know that… Read more »
Why Property Taxes go up after Buying a Home
Be sure to investigate property taxes before you buy a home. Sure, the real estate listing may estimate the current property taxes but you need to take it a step further to get the full tax costs. One common tax number that is overlooked is the SEV or State Equalized Value. Property taxes are based… Read more »
Important Mortgage Program Updates Regarding USDA Loans, Conventional Loans and FHA Loans
FHA Back to Work Program: Buying a Home after Foreclosure or Bankruptcy The Federal Housing Administration (FHA) has announced a program that allows a borrower to buy a home sooner after foreclosure, bankruptcy, deed-in-lieu, or short-sale. This new FHA program is called The Back to Work Program. This is an extension of the current FHA… Read more »
Top West Michigan Sporting Events
Sports events are amount the top things to do in West Michigan. The city of Grand Rapids and its surrounding suburbs host an array of events and games the residents love and enjoy. Many of the sporting events draw thousands of tourist and visitors each year. Here are just 5 of the top sporting events… Read more »
The Government Shutdown is Over: Now Can I Close my Home Loan?
12:51 AM this morning of October 17th, 2013, President Obama signed a bill extending the Federal Government debt ceiling and allowing the Government Shutdown to end. The US House of Representatives voted 285 to 144 to pass the bill which allows the government to reopen. The US Senate had also passed this bill with an… Read more »
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