Investment

Buying property as an investment works differently than buying a place to live, starting with the loan itself. This category covers investment property financing: how much you’ll need down, why rates and reserve requirements run higher, and what lenders count when they look at rental income. You’ll also find posts on financing multi-unit properties, using a cash-out refinance to fund the next purchase, DSCR loans, and the numbers to run before you make an offer. Written for buyers weighing a first rental as much as anyone adding to a portfolio.