Category: First Time Home Buyer

National Housing Market Status

Home many times have you heard on the news or read in the paper of the past five years how the housing market is struggling?  How many times have you joked with friends and family about the market when inside you’ve though how dark of a time the market is in?  Now yes, the housing… Read more »

Pre-Approval Process to Buy a Home in Michigan

Previously we went over the process of picking the proper real-estate agent for your home hunting needs so the next step is to determine the best mortgage program.  Most people do not have thousands of dollars in savings to buy a home with cash so a mortgage will be necessary.  A statistic from the National… Read more »

How to Find the Best Real Estate Agent in Michigan

When you’re out on the hunt for a new home it’s very likely you’ll encounter situations that could be best assessed with a professional real estate agent.  As a buyer, you have full-access to an agent at no cost to you.  For those of you who don’t know, the seller of the home pays real-estate… Read more »

Finding the Right Home for You

In the last article of our series for homebuyers we went over how to establish an actual dollar amount of what type of home you can not only afford, but will fit into your monthly budget.  This is possibly the most difficult part for first-time homebuyers though.  Attempting to select one home out a list… Read more »

What House Can You Afford?

First-time home-buyers encounter an onslaught of hurdles before they reserve the right to say they truly are home-owners. That is why Riverbank Finance is introducing a new blog series to explain what you can do in-order to prepare yourself for purchasing your first home. Enough jib-jab though. Let’s jump right into things with our very… Read more »

Grand Rapids Cheap Homes for Sale

 Grand Rapids, MI makes another top 10 list on Cnn.com for the top 10 dirt-cheap housing markets. Grand Rapids is no stranger to Cnn.com’s top ten lists for bargain housing purchases however the new list released by Cnn.com showcases Grand Rapids’ cheap homes for sale. Out of the 25,375 United States Cities (according to the… Read more »