Category: First Time Home Buyer

Should I get a FHA Loan or Conventional Loan?

Posted on August 20, 2012 by Anthony Bird - Buying a Home, FHA Mortgage, First Time Home Buyer

When it comes to FHA home loans, there are many differences and advantages when compared side by side to conventional home loans. Starting with the most basic aspect of purchasing a home, FHA loans are different from conventional loans in that the down payment is much less. Down payment requirements for FHA home loans start… Read more »

Tips for Cheap Closing Costs for Buying a Home

Posted on July 27, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Local Michigan, Mortgage Tips

Being a homeowner can be an expensive investment which is why it is so important to get cheap closing costs when buying a home. With the current prices of homes in Michigan at the lowest points in years, many people are taking advantage of the economic downturn and becoming home owners. The price of the… Read more »

Home Prices Less than a Car

Posted on July 26, 2012 by Anthony Bird - First Time Home Buyer

With home prices rapidly tumbling and the vacancy rates soaring in many towns, median-priced homes are equivalent to the cost of new American cars, only slightly more risky. This is definitely a bit troubling when the American dream is all about homeownership for many Americans. So, which do you choose if you can only afford… Read more »

Tips for First Time Homebuyers

Posted on June 26, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Local Michigan, Mortgage Tips

If you are a first time homebuyer, the process of buying a house can seem overwhelming and even complicated, however just like anything important in life, you must take the necessary steps to get through it. Here are some important steps to follow before and you buy your first home. Get your credit in order… Read more »

Home Prices to Rise in 2012

Posted on May 9, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Local Michigan

Some more great news has just been released in regards to the housing market. No longer are the days of dark clouds looming overhead. We now have a clear-cut indication that things are improving (all be it slowly, but still improving). Overall home values are expected to begin rising as early as the end of… Read more »

Record Low Fixed Rates

Posted on February 17, 2012 by Anthony Bird - First Time Home Buyer, Refinance

Homebuyers have enough to stress over with everything that comes along with home hunting. Selecting a realtor, inspections, bidding and everything else that comes into play means even more to put onto your plate. Luckily, there is some good news for those of you looking to buy a home. Specifically if you select a 30-year… Read more »

First Time Home Buyer Help

Posted on February 7, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer

If you haven’t seen our previous blog posts regarding tips for first-time homebuyers, here’s what we have reviewed so far. What house you can afford, selecting the right home, finding a real estate agent, loan pre-approval process and bidding on your first home. Be sure to visit all of those articles for some great tips… Read more »

Bidding on Your First Home

Posted on February 3, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Mortgage Tips

We recently covered the importance of selecting a real estate agent and becoming pre-approved for a loan. The next step is to place a bid on the house you’d like to call “home.” There are some things you need to first consider before making a bid, as you want to be sure you make an… Read more »