FHA Mortgage

An FHA mortgage is a home loan backed by the Federal Housing Administration, and it’s often the route buyers take when their credit or savings don’t line up with conventional loan requirements. This category covers FHA loan requirements, credit score minimums, the 3.5 percent down payment rule, and how mortgage insurance premiums work over the life of the loan. You’ll also find posts on FHA loan limits, appraisal standards, streamline refinancing, and how an FHA loan stacks up against a conventional one when you’re deciding which to apply for.