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Unless you’ve been living under a rock for almost the past four years, then I’m sure you have heard about the superstitions of the impending “doom” lurking over our heads. There are several reasons out there that have brought these beliefs into people’s minds. Some of the reasons come from an ancient Mayan calendar, solar… Read more »
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Category: Buying a Home
First Time Home Buyer Help
If you haven’t seen our previous blog posts regarding tips for first-time homebuyers, here’s what we have reviewed so far. What house you can afford, selecting the right home, finding a real estate agent, loan pre-approval process and bidding on your first home. Be sure to visit all of those articles for some great tips… Read more »
Bidding on Your First Home
We recently covered the importance of selecting a real estate agent and becoming pre-approved for a loan. The next step is to place a bid on the house you’d like to call “home.” There are some things you need to first consider before making a bid, as you want to be sure you make an… Read more »
Pre-Approval Process to Buy a Home in Michigan
Previously we went over the process of picking the proper real-estate agent for your home hunting needs so the next step is to determine the best mortgage program. Most people do not have thousands of dollars in savings to buy a home with cash so a mortgage will be necessary. A statistic from the National… Read more »
How to Find the Best Real Estate Agent in Michigan
When you’re out on the hunt for a new home it’s very likely you’ll encounter situations that could be best assessed with a professional real estate agent. As a buyer, you have full-access to an agent at no cost to you. For those of you who don’t know, the seller of the home pays real-estate… Read more »
Finding the Right Home for You
In the last article of our series for homebuyers we went over how to establish an actual dollar amount of what type of home you can not only afford, but will fit into your monthly budget. This is possibly the most difficult part for first-time homebuyers though. Attempting to select one home out a list… Read more »
What House Can You Afford?
First-time home-buyers encounter an onslaught of hurdles before they reserve the right to say they truly are home-owners. That is why Riverbank Finance is introducing a new blog series to explain what you can do in-order to prepare yourself for purchasing your first home. Enough jib-jab though. Let’s jump right into things with our very… Read more »
USDA Guarantee Fee Dropping October 2011
Starting October 1 2011 the USDA guarantee fee will drop to 2% of the total loan amount down from the current 3.5%. The USDA has decided to transition into an annual fee model similar to the FHA (Federal Housing Administration). An annual fee of .3% of the loan amount will be charged on a monthly… Read more »
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