Category: Buying a Home

MSHDA Grant Money Running Low

Posted on March 19, 2013 by Anthony Bird - Buying a Home, First Time Home Buyer, Home Affordable Refinance Program, Refinance

MSHDA first time home buyer grant money is running low for those looking to purchase homes in Michigan. With the program’s inception only a couple of months ago, funds are already running low for buyers purchases homes using the national mortgage settlement grant funds. The current balance as of March 19th, 2013 is at $4,771,560… Read more »

WHAT TO EXPECT FROM MORTGAGE AND HOUSING in 2013

Posted on February 13, 2013 by Anthony Bird - Buying a Home, Home Affordable Refinance Program, Local Michigan, Mortgage Tips, Refinance

Here we are already into the halfway point of February. My how time flies when you are having fun. Now that we have one and half months of data we can start to figure out what is going on in the 2013 housing market. Are we picking up steam or are we losing ground. This… Read more »

Tips for Staging your Home to sell Quickly

Posted on December 21, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Local Michigan

Before selling your home, one the most important things to do is staging your home. Staging is making your home better looking to the eyes of the homebuyers that will be passing through. Of course you will need to take care of the basics such as cleaning and tidying up the place but also be… Read more »

Michigan First Time Home Buyer Grant | Free $3000 MSHDA Credit for first time home buyers

Posted on December 18, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Home Affordable Refinance Program

**This program has expired – please visit No Down Payment Mortgage for other options.** Homebuyer Assistance and HARP Refinance Grant Programs Due to the National Mortgage Settlement, Michigan received $97.2 million for the purpose of creating the Homeowner Protection Fund and has created 2 new programs for the mortgage industry. 1. HOMEBUYER ASSISTANCE – $15 million… Read more »

Top 3 Things You Need to Know When Buying a Home

Posted on December 9, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Mortgage Tips

One of the biggest decisions if not the biggest decision you may ever make in your life is purchasing a home. With that said, there a few very important things you need to know before making what could be a huge financial, physical, and mental decision. Here are the Top Three Things you need to… Read more »

Can I have 2 FHA loans at the same time?

Posted on November 15, 2012 by Anthony Bird - Buying a Home, FHA Mortgage

Having more than One FHA Loan You may be asking, Can I have 2 FHA loans at the same time? We have many clients that current own a home that they purchased using FHA financing and now, for whatever reason, want to upgrade their home and move into a new home. This process can be… Read more »

Should I get a FHA Loan or Conventional Loan?

Posted on August 20, 2012 by Anthony Bird - Buying a Home, FHA Mortgage, First Time Home Buyer

When it comes to FHA home loans, there are many differences and advantages when compared side by side to conventional home loans. Starting with the most basic aspect of purchasing a home, FHA loans are different from conventional loans in that the down payment is much less. Down payment requirements for FHA home loans start… Read more »

Tips for Cheap Closing Costs for Buying a Home

Posted on July 27, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Local Michigan, Mortgage Tips

Being a homeowner can be an expensive investment which is why it is so important to get cheap closing costs when buying a home. With the current prices of homes in Michigan at the lowest points in years, many people are taking advantage of the economic downturn and becoming home owners. The price of the… Read more »