Category: Buying a Home

Michigan First Time Home Buyer Grant | Free $3000 MSHDA Credit for first time home buyers

Posted on December 18, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Home Affordable Refinance Program

**This program has expired – please visit No Down Payment Mortgage for other options.** Homebuyer Assistance and HARP Refinance Grant Programs Due to the National Mortgage Settlement, Michigan received $97.2 million for the purpose of creating the Homeowner Protection Fund and has created 2 new programs for the mortgage industry. 1. HOMEBUYER ASSISTANCE – $15 million… Read more »

Top 3 Things You Need to Know When Buying a Home

Posted on December 9, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Mortgage Tips

One of the biggest decisions if not the biggest decision you may ever make in your life is purchasing a home. With that said, there a few very important things you need to know before making what could be a huge financial, physical, and mental decision. Here are the Top Three Things you need to… Read more »

Can I have 2 FHA loans at the same time?

Posted on November 15, 2012 by Anthony Bird - Buying a Home, FHA Mortgage

Having more than One FHA Loan You may be asking, Can I have 2 FHA loans at the same time? We have many clients that current own a home that they purchased using FHA financing and now, for whatever reason, want to upgrade their home and move into a new home. This process can be… Read more »

Should I get a FHA Loan or Conventional Loan?

Posted on August 20, 2012 by Anthony Bird - Buying a Home, FHA Mortgage, First Time Home Buyer

When it comes to FHA home loans, there are many differences and advantages when compared side by side to conventional home loans. Starting with the most basic aspect of purchasing a home, FHA loans are different from conventional loans in that the down payment is much less. Down payment requirements for FHA home loans start… Read more »

Tips for Cheap Closing Costs for Buying a Home

Posted on July 27, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Local Michigan, Mortgage Tips

Being a homeowner can be an expensive investment which is why it is so important to get cheap closing costs when buying a home. With the current prices of homes in Michigan at the lowest points in years, many people are taking advantage of the economic downturn and becoming home owners. The price of the… Read more »

Tips for First Time Homebuyers

Posted on June 26, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Local Michigan, Mortgage Tips

If you are a first time homebuyer, the process of buying a house can seem overwhelming and even complicated, however just like anything important in life, you must take the necessary steps to get through it. Here are some important steps to follow before and you buy your first home. Get your credit in order… Read more »

Home Prices to Rise in 2012

Posted on May 9, 2012 by Anthony Bird - Buying a Home, First Time Home Buyer, Local Michigan

Some more great news has just been released in regards to the housing market. No longer are the days of dark clouds looming overhead. We now have a clear-cut indication that things are improving (all be it slowly, but still improving). Overall home values are expected to begin rising as early as the end of… Read more »

Best Neighborhoods for Real Estate in Grand Rapids

Posted on March 13, 2012 by Anthony Bird - Buying a Home, Local Michigan, Mortgage Tips

It’s great to hear that the housing market is slowly improving but what are you going to believe more; what you hear or what you see? Most people would say that they would like to see actual changes occur like the price of their property improve and to see their real estate actually sell. Well… Read more »