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Mortgage Basics 101: What Is A Home Appraisal? According to the Appraisal Institute an appraisal is a professional appraisers opinion of value. In today’s mortgage and lending environment a home owner or buyer cannot get through the mortgage process without getting one of these valuable reports unless the homeowner utilizes one of the few specialized refinance… Read more »
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Category: Buying a Home
THINKING ABOUT BUYING A FORECLOSURE PROPERTY?
Foreclosures selling fast and at 20% Off Finding a good deal on a home is not as easy as it used to be. The housing market has started to recover and pick up steam. Homes for sale are starting to receive multiple bids now instead of not receiving any bids. The Nation Association of Realtors… Read more »
Buying a House: Mortgage Basics
What you need to know if you are buying a new house One of the most important things a new home buyer can do is get as much information as possible to help aid them on their home buying quest. Understanding what to do can give you a real edge on the sometimes difficult to… Read more »
TIME IS RUNNING OUT ON REDUCED MORTGAGE INSURANCE PREMIUMS
FHA loan are becoming more popular as families deal with the after effects of the major economic depression that we saw only a few years ago. With conventional mortgage being more difficult to qualify for with previous credit issue, FHA has become the go to mortgage program for U.S. Families. The Federal Housing Administration has… Read more »
MONEY GONE FOR FIRST TIME HOME BUYER MSHDA GRANT
If you or someone you know has been feverishly looking for a home to purchase using the MSHDA Grant for first time home buyers then you luck may have run out. MSHDA unexpectedly announce the exhaustion of grant funds for first time home buyers using the $3000 credit on Wednesday the 27th at 5:00PM. Earlier… Read more »
OWNING YOUR OWN HOME AND THE ITS TAX BENEFITS
It seems like every year tax season sneaks up on us all. This may be a blessing for some but a huge burden to others. Regardless of where you sit come tax time one thing is for certain those homeowners who own homes will receive a tax break. All of our situations are different so… Read more »
MSHDA Grant Money Running Low
MSHDA first time home buyer grant money is running low for those looking to purchase homes in Michigan. With the program’s inception only a couple of months ago, funds are already running low for buyers purchases homes using the national mortgage settlement grant funds. The current balance as of March 19th, 2013 is at $4,771,560… Read more »
WHAT TO EXPECT FROM MORTGAGE AND HOUSING in 2013
Here we are already into the halfway point of February. My how time flies when you are having fun. Now that we have one and half months of data we can start to figure out what is going on in the 2013 housing market. Are we picking up steam or are we losing ground. This… Read more »
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