What is a Loan-to-Value (LTV) Ratio?
If you’ve ever been in the market for a mortgage, you’ve probably heard the phrase ‘loan-to-value ratio’ or ‘LTV’ for…
Buying a home comes with a long list of questions, and most of them don’t have a clean yes or no answer. This category covers what happens between deciding you’re ready and getting the keys: saving for a down payment, getting pre-approved, comparing loan options, making an offer, and what closing day actually looks like. You’ll also find plain explanations of first-time buyer programs, credit requirements, and the costs people tend to forget to budget for. Start wherever you are in the process.
If you’ve ever been in the market for a mortgage, you’ve probably heard the phrase ‘loan-to-value ratio’ or ‘LTV’ for…
Finding a lender who will finance a manufactured home can be quite a task, but luckily Riverbank Finance is able…
Mortgage rates have dropped yet again in the wake of the Brexit (Britain voting to leave the European Union). The…
Mortgage rates have dropped again officially hitting the lowest levels in one year which is near historic lows. According to the…
The Grand Rapids Association of Realtors (GRAR), which administers the local West Michigan MLS, recently released the 2015 home sales…
Partnering with one of the nation’s largest conventional mortgage lenders, Riverbank Finance is now offering Fannie Mae’s new 3% down…
If you are in the market for buying a house it is important to understand the implications of qualifying for…
2015 has has given many reasons to be thankful in the real estate industry for this Thanksgiving season. Here are…
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