Buying a Home
2021 Conventional Loan Limits
Each year the Federal Housing Finance Agency (FHFA) reviews home appreciation and makes adjustments to the maximum conventional loan limits.…
Anthony Bird
Anthony Bird is a Grand Rapids mortgage broker and co-founder of Riverbank Finance LLC, an independent Michigan mortgage company he started in 2011. Licensed since 2007, he helps first-time home buyers, move-up buyers, and homeowners refinancing across Michigan — shopping rates from multiple lenders instead of pushing one bank's product. He writes here about Michigan home loans, mortgage rates, and what it actually takes to qualify.
Mortgage License NMLS # 137341 | Riverbank Finance LLC NMLS # 666287
Local Michigan
The Secret for the Most Flexible 15 Year Mortgage
Many financial advisors, like Dave Ramsey, recommend getting a 15 year fixed rate mortgage when you buy a home or…
FHA Mortgage
Mortgage Guidelines Changing Daily
Riverbank Finance LLC is an experienced mortgage brokerage that has an extensive list of lending partners offering a wide variety…
Local Michigan
Why Aren’t Mortgage Rates Lower?
We have been receiving endless calls, texts, and emails from past and future clients asking about refinancing their mortgage. First…
Buying a Home
No the Feds Did Not Just Drop Mortgage Rates
It is our goal to educate our clients and advise them on the best options for home loans. The purpose…
Local Michigan
Coronavirus and Mortgage Rates for 2020
The Coronavirus has wreaked havoc on the financial markets so far in March 2020. Investors have been fleeing from stocks…
Buying a Home
Making the Decision to Buy vs Rent in Michigan
A decision that many people face in life is deciding whether it is cheaper to rent vs buy a home…
Buying a Home
How New FICO 10 Credit Score Changes Affect Home Buyers
A brand new FICO credit scoring model will be used in the summer of 2020. These credit changes will affect…
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