Author: Anthony Bird

My name is Anthony Bird, an owner of Riverbank Finance, a Grand Rapids Mortgage Company, based here in Michigan. I am a graduate from Grand Valley State University majoring in both Business Management and Marketing. I have been a mortgage professional in Michigan for 6 Years with experience as a retail bank loan officer as well as for private mortgage companies. Riverbank Finance is a local mortgage company that values community and the West Michigan Area. We hire only licensed loan officers that can custom tailor loans for our client's needs. If you have any real estate or mortgage questions, call me at 616-365-5792 or email me at info@riverbankfinance.com and I will do whatever it takes to help. Learn more about me on my Google Profile: About Anthony Bird. I look forward to hearing from you soon!

Mortgage’s Around the World

I thought it may be interesting to share some information on how other countires handle their mortgage markets.  Interestingly enough, most countries require much larger down payments to buy a home.  Here are a couple of countries I found some information on.  In Japan a buyer needs 10% down, in India a buyer needs to put 15% down,… Read more »

Government seeks phase out of Fannie and Freddie

The talking heads have been weighing in on a new report that came out today by the Treasury Dept.  This report is called the “White Paper”.  The White Paper report is going to be given to your elected officials so that they can figure out how to get the pseudo-government entities of Fannie-Mae and Freddie-Mac out of the mortgage business.  The government wants to lower… Read more »

Understanding Mortgage Insurance

With mortgage rates still low, many families are benefiting by refinancing their homes.  As we have been recommending, if your mortgage rates is still above 5% then you should also seek information on what options you have to lock in a lower rate.  While shopping for the best mortgage deal it is very important to… Read more »

Mortgage Blog

Thank you for stopping by and reading our blog.  We were anxious to start an outlet for all our follower’s to read because there are so many changes happening in the world of real estate.  This blog will keep you to date on new regulations, rules that govern our profession that may effect you, and… Read more »