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The mega-bank Citi has announced plans to get into the rental business. The bank kicked off a great new program this past Wednesday to rent out 500 homes to homeowners who are having difficulty paying their mortgage. Instead of putting the loans into foreclosure and kicking the owners out, the homeowners may be offered the… Read more »
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Author: Anthony Bird
My name is Anthony Bird, an owner of Riverbank Finance, a Grand Rapids Mortgage Company, based here in Michigan. I am a graduate from Grand Valley State University majoring in both Business Management and Marketing. I have been a mortgage professional in Michigan for 6 Years with experience as a retail bank loan officer as well as for private mortgage companies.
Riverbank Finance is a local mortgage company that values community and the West Michigan Area. We hire only licensed loan officers that can custom tailor loans for our client's needs.
If you have any real estate or mortgage questions, call me at 616-365-5792 or email me at info@riverbankfinance.com and I will do whatever it takes to help. Learn more about me on my Google Profile: About Anthony Bird. I look forward to hearing from you soon!
Should I get a FHA Loan or Conventional Loan?
When it comes to FHA home loans, there are many differences and advantages when compared side by side to conventional home loans. Starting with the most basic aspect of purchasing a home, FHA loans are different from conventional loans in that the down payment is much less. Down payment requirements for FHA home loans start… Read more »
Tips for Cheap Closing Costs for Buying a Home
Being a homeowner can be an expensive investment which is why it is so important to get cheap closing costs when buying a home. With the current prices of homes in Michigan at the lowest points in years, many people are taking advantage of the economic downturn and becoming home owners. The price of the… Read more »
Home Prices Less than a Car
With home prices rapidly tumbling and the vacancy rates soaring in many towns, median-priced homes are equivalent to the cost of new American cars, only slightly more risky. This is definitely a bit troubling when the American dream is all about homeownership for many Americans. So, which do you choose if you can only afford… Read more »
FHA loan delinquencies on the Rise
In terms of the mortgage industry, things are starting to finally look up a bit, unless you are referring to the loans backed by the Federal Housing Administration (FHA loans). Delinquencies are up nearly 27% on FHA loans while conventional mortgages delinquencies have been steadily dropping. More and more of loans insured by FHA are… Read more »
Tips for First Time Homebuyers
If you are a first time homebuyer, the process of buying a house can seem overwhelming and even complicated, however just like anything important in life, you must take the necessary steps to get through it. Here are some important steps to follow before and you buy your first home. Get your credit in order… Read more »
2012 Setting Record lows for Mortgage Rates
Mortgage rates are setting new records for all-time lows. For the seventh time in eight weeks, we are seeing record low mortgage rates. According to Freddie Mac’s weekly survey, the average prime offer rates for 30-year fixed mortgages are at a 3.66% rate, which is down from last week’s average rate of 3.71% rate. Currently,… Read more »
International Home Sales
Every week we are bombarded with news regarding the housing market. Some of the news becomes the bearer of bad news while on other days we are told to rejoice in hopes of a brighter tomorrow for the housing market. Well it seems the market is receiving help from an unlikely source. That source would… Read more »
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