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Hot cocoa is in hand… “Deck the Halls” is playing in the background… It’s time to flip the calendar from November to December and decorate your home for the Christmas holidays! Christmas decorations should be about the memories of Christmas’s past. Bring in tradition and family rituals to make Christmas the same familiar warm event… Read more »
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Author: Anthony Bird
My name is Anthony Bird, an owner of Riverbank Finance, a Grand Rapids Mortgage Company, based here in Michigan. I am a graduate from Grand Valley State University majoring in both Business Management and Marketing. I have been a mortgage professional in Michigan for 6 Years with experience as a retail bank loan officer as well as for private mortgage companies.
Riverbank Finance is a local mortgage company that values community and the West Michigan Area. We hire only licensed loan officers that can custom tailor loans for our client's needs.
If you have any real estate or mortgage questions, call me at 616-365-5792 or email me at info@riverbankfinance.com and I will do whatever it takes to help. Learn more about me on my Google Profile: About Anthony Bird. I look forward to hearing from you soon!
Can I have 2 FHA loans at the same time?
Having more than One FHA Loan You may be asking, Can I have 2 FHA loans at the same time? We have many clients that current own a home that they purchased using FHA financing and now, for whatever reason, want to upgrade their home and move into a new home. This process can be… Read more »
Tis the Season to Refinance your Home
It’s that time of year again with the holiday’s right around the corner. Many homeowners take pride in being able to decorate their homes to celebrate the seasons. It’s one of the best parts of homeownership. Often times making it well worth the headaches and financial burdens that also come along with homeownership. Our homes… Read more »
Bank or Broker for a HARP Mortgage Refinance?
Many people have the misconception that to qualify for the Home Affordable Refinance Program they must contact their current servicer to refinance when they are underwater. This is not the case. While your current servicer or bank may be able to offer one option to drop your payment, many times they do not offer the… Read more »
Michigan HARP Lenders
Many homeowners are dealing with the reality of their home now being worth much less than what they currently owe on their mortgage. Unfortunately there aren’t a lot of options to help homeowners who are facing this problem, but luckily the HARP program was created. While there may not be many HARP lenders in Michigan,… Read more »
HARP 3.0 | Responsible Homeowner Refinancing Act
The Home Affordable Refinance Program or HARP has been utilized by many homeowners who were underwater on their mortgage. It allowed them to refinance their home regardless of the loan-to-value (LTV) ratio in most circumstances. Recently, two U.S.Senators reintroduced a bill that would extend the guidelines and reduce fees even more. The new bill was… Read more »
Quick Home Improvement Tips
If you’re looking to do some home improvements that won’t blow your budget, there are many low cost and easy remodeling tips to try. Before starting on any projects, ask yourself why you want to remodel. Do you plan on living in your home for several more years or are you looking to increase the… Read more »
Should I refinance? How does a refinance work?
Are you thinking about refinancing? Chances are if you have not refinanced in the last year, you could be missing out on some significant financial savings on your mortgage payments. Interest rates are at record lows and there’s a good chance we won’t see them any lower in the future. Not only are the rates… Read more »
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