Author: Anthony Bird

My name is Anthony Bird, an owner of Riverbank Finance, a Grand Rapids Mortgage Company, based here in Michigan. I am a graduate from Grand Valley State University majoring in both Business Management and Marketing. I have been a mortgage professional in Michigan for 6 Years with experience as a retail bank loan officer as well as for private mortgage companies. Riverbank Finance is a local mortgage company that values community and the West Michigan Area. We hire only licensed loan officers that can custom tailor loans for our client's needs. If you have any real estate or mortgage questions, call me at 616-365-5792 or email me at info@riverbankfinance.com and I will do whatever it takes to help. Learn more about me on my Google Profile: About Anthony Bird. I look forward to hearing from you soon!

Conventional 1% Down Mortgage – Your Shortcut to Affordable Homeownership!

Posted on June 12, 2025 by - Buying a Home, First Time Home Buyer, Local Michigan

Conventional 1 Down mortgage

Riverbank Finance LLC is excited to offer the new Conventional 1% Down mortgage program. This down payment assistance program is better than 99% financing; You purchase a home with a 1% down payment and we will pay up to a 2% down payment towards your home purchase! This gives you 3% equity at closing! Important… Read more »

Mortgage Assumption Step by Step Guide: How to Take Over Someone Else’s Mortgage

Posted on May 7, 2025 by - Local Michigan

How to complete a mortgage assumption

With a high rate mortgage environment, savvy buyers and sellers are utilizing a powerful financing strategy: mortgage assumption. An assumable mortgage allows a buyer to take over the seller’s existing loan, including its original terms, interest rate, and remaining balance. This option can be valuable where mortgage rates are high saving buyers thousands of dollars… Read more »

The Ultimate Home Maintenance Checklist: Keep Your Home Running Smoothly

Posted on December 26, 2024 by - Local Michigan

Home Maintenance Checklist by Season

Owning a home is the American dream, but it also comes with the responsibility of keeping up with maintenance. Feeling overwhelmed? Don’t worry! This ultimate home maintenance checklist breaks down essential tasks into manageable monthly and seasonal to-dos, ensuring your home stays in top shape all year long. From cleaning your garbage disposal to winterizing… Read more »

2025 Conventional Loan Limits in Michigan

Posted on September 23, 2024 by - Local Michigan

2025 Conventional Loan Limits

2025 Conventional Loan Limits in Michigan have been put into action, jumping up yet again as home values have continued to increase throughout 2024. While the FHFA has not officially announced the 2025 Conventional Loan Limits, many lenders have announced that they have begun accepting loans up to $806,500. Each year, the FHFA adjusts the… Read more »