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HARP refinancing beat 2012 estimates with nearly 1.1 million loans closed last year. Fannie Mae and Freddie Mac released a report for the Federal Housing Finance Agency confirming last year totaled nearly half of the 2.2 million loans completed since the HARP program was announced in 2009.The majority of homes were primary residences with 1.89 million… Read more »
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Author: Anthony Bird
My name is Anthony Bird, an owner of Riverbank Finance, a Grand Rapids Mortgage Company, based here in Michigan. I am a graduate from Grand Valley State University majoring in both Business Management and Marketing. I have been a mortgage professional in Michigan for 6 Years with experience as a retail bank loan officer as well as for private mortgage companies.
Riverbank Finance is a local mortgage company that values community and the West Michigan Area. We hire only licensed loan officers that can custom tailor loans for our client's needs.
If you have any real estate or mortgage questions, call me at 616-365-5792 or email me at info@riverbankfinance.com and I will do whatever it takes to help. Learn more about me on my Google Profile: About Anthony Bird. I look forward to hearing from you soon!
INCREASE YOUR CREDIT SCORE WHEN APPLYING FOR A MORTGAGE
Mortgages have been a hot topic of conversation lately as rates continue to track lower and lower. People continue to refinance their homes at unprecedented rates and new home sales are also starting to pick up. People do not want to miss the golden opportunity which comes along with historically low rates. The only problem… Read more »
JOBS REPORT AND MORTGAGE RATES
One important financial which really helps shape the interest rate mortgage market is the jobs report. This is a report that comes out once per month and is considered by most to be the main economic report for the economy. Since 2010 the general trend in this job report has been a slow and steady… Read more »
How to Play the Rate Lock Game
How do Mortgage Rates Work? There are some things that are way beyond our control. One of those things is mortgage rates. Mortgage rates fluctuate all the time. They fluctuate many times a day sometimes. They fluctuate based on the financial markets. The better the financial markets get the worse rates get as a general… Read more »
FHA MORTGAGE INSURANCE PREMIUMS TO GO UP APRIL 1ST!
Unfortunately, FHA has recently announced some change to the FHA mortgage insurance premiums for all new FHA loans starting April 1, 2013. It just seems as if FHA continues to raise the mortgage insurance premiums to try to get it back in line so the program remains self funding. Unfortunately, the reason behind these changes… Read more »
UNLIMITED LTV FREDDIE MAC HARP REFINANCE IS HERE!
Unlimited LTV Freddie Mac HARP refinancing through the Open Access Refinance Program. HARP Open Access assists borrowers who are making timely mortgage payments, but have been unable to refinance due to declining home values. The program helps home owners to better their financial positions for successful, long-term, home ownership. The program has recently been adjusted to allow… Read more »
5 VALENTINE IDEAS WHICH SAY I LOVE YOU TOO YOUR SWEETIE
Valentines Day is right around the corner so we thought it would be fun to talk about our significant other and what we can do for them. People have a love hate relationship with this holiday. Some people simply call it a “Hallmark Holiday” where other fell it is an important day to reconnect with… Read more »
WHAT TO EXPECT FROM MORTGAGE AND HOUSING in 2013
Here we are already into the halfway point of February. My how time flies when you are having fun. Now that we have one and half months of data we can start to figure out what is going on in the 2013 housing market. Are we picking up steam or are we losing ground. This… Read more »
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