Author: Anthony Bird

My name is Anthony Bird, an owner of Riverbank Finance, a Grand Rapids Mortgage Company, based here in Michigan. I am a graduate from Grand Valley State University majoring in both Business Management and Marketing. I have been a mortgage professional in Michigan for 6 Years with experience as a retail bank loan officer as well as for private mortgage companies. Riverbank Finance is a local mortgage company that values community and the West Michigan Area. We hire only licensed loan officers that can custom tailor loans for our client's needs. If you have any real estate or mortgage questions, call me at 616-365-5792 or email me at info@riverbankfinance.com and I will do whatever it takes to help. Learn more about me on my Google Profile: About Anthony Bird. I look forward to hearing from you soon!

HARP Refinancing Reduces Monthly Payments

Refinancing volumes remain high for the Home Affordable Refinance Program (HARP). With media spreading the word to homeowners that are paying high rates, many homeowners are benefiting from the HARP 2.0 program updates. HARP 2.0 Home Affordable Refinancing The Home Affordable Refinance Program (HARP) was announced by the Obama administration near the end of 2009 as way… Read more »

How to get a Low Rate Mortgage: April Mortgage Rates

April Showers Low Mortgage Rates Another month has passed by as we enter the month of April. For those buying a home or in the process of refinancing their mortgage you may be wondering what is in store for mortgage rates in April. While quantitative easing continues with the Fed purchasing 85 billion dollars in… Read more »

FHFA EXTENDS HARP REFINANCING THROUGH 2015

The Home Affordable Refinance Program (HARP) has been extended again and will no longer expire on the original date of December 31 of 2012. Federal Housing Finance Agency (FHFA) has announced the extension of the program designed for homeowners that have been unable to refinance due to their underwater mortgages. The extension was announced to continue the… Read more »

THINKING ABOUT BUYING A FORECLOSURE PROPERTY?

Foreclosures selling fast and at 20% Off Finding a good deal on a home is not as easy as it used to be.  The housing market has started to recover and pick up steam.  Homes for sale are starting to receive multiple bids now instead of not receiving any bids.  The Nation Association of Realtors… Read more »

TIME IS RUNNING OUT ON REDUCED MORTGAGE INSURANCE PREMIUMS

FHA loan are becoming more popular as families deal with the after effects of the major economic depression that we saw only a few years ago.  With conventional mortgage being more difficult to qualify for with previous credit issue, FHA has become the go to mortgage program for U.S. Families. The Federal Housing Administration has… Read more »

MONEY GONE FOR FIRST TIME HOME BUYER MSHDA GRANT

If you or someone you know has been feverishly looking for a home to purchase using the MSHDA Grant for first time home buyers then you luck may have run out.  MSHDA unexpectedly announce the exhaustion of grant funds for first time home buyers using the $3000 credit on Wednesday the 27th at 5:00PM.  Earlier… Read more »

OWNING YOUR OWN HOME AND THE ITS TAX BENEFITS

It seems like every year tax season sneaks up on us all.  This may be a blessing for some but a huge burden to others.  Regardless of where you sit come tax time one thing is for certain those homeowners who own homes will receive a tax break.  All of our situations are different so… Read more »