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A fun alternative to a traditional summer backyard barbecue is to have a Christmas in July theme party! The holiday season has been months ago and a foggy memory of all the good times so now is the perfect time to break up with dog days of summer with Christmas in July. Bake your cookies… Read more »
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Author: Anthony Bird
My name is Anthony Bird, an owner of Riverbank Finance, a Grand Rapids Mortgage Company, based here in Michigan. I am a graduate from Grand Valley State University majoring in both Business Management and Marketing. I have been a mortgage professional in Michigan for 6 Years with experience as a retail bank loan officer as well as for private mortgage companies.
Riverbank Finance is a local mortgage company that values community and the West Michigan Area. We hire only licensed loan officers that can custom tailor loans for our client's needs.
If you have any real estate or mortgage questions, call me at 616-365-5792 or email me at info@riverbankfinance.com and I will do whatever it takes to help. Learn more about me on my Google Profile: About Anthony Bird. I look forward to hearing from you soon!
VA MORTGAGE LOAN INCOME GUIDELINES
When apply for a VA mortgage loan it is important to know the income guidelines to qualify for your home purchase. Most people already know the basics about no-down payment mortgage programs including the VA home loan, however it is important to understand how your income will be qualified as a military veteran. VA loan income… Read more »
Mortgage Rates Higher After Stronger Then Expected Jobs Report
The all important Jobs report just recently came out and beat Wall Street’s expectations by a large margin. There were 195,000 new jobs last month and also more positive revisions to the last two months of reports. This has caused the bond markets to react negatively which in turn has raised interest rates. Some experts… Read more »
BUYING A HOME IN A SELLERS MARKET | MAY HOME SALES
May sales indicate the US housing market is blazing a trail to the best start in the past six years according to the National Association of REALTORS® (NAR). With their monthly existing home sales reports analyzed we can see that “existing” homes sold climbed to 5.18 million for May of this year. With more homes… Read more »
Affect on Mortgage Rates from Bernanke Announcement
Federal Reserve chairman Ben Bernanke announced today that they may be easing the quantitative easing programs as early as this year. This program includes the purchases of mortgage backed securities (MBS) which are the packaged residential mortgages sold by banks and mortgage companies. The slowing of these purchases would take affect if the unemployment rates… Read more »
What to do After You Get a Low Appraisal on Your Home
Mortgage Basics 101: What Is A Home Appraisal? According to the Appraisal Institute an appraisal is a professional appraisers opinion of value. In today’s mortgage and lending environment a home owner or buyer cannot get through the mortgage process without getting one of these valuable reports unless the homeowner utilizes one of the few specialized refinance… Read more »
DID YOUR CHECK FROM THE MORTGAGE SETTLEMENT BOUNCE?
Mortgage Settlement Checks Bouncing That’s right ladies and gentlemen money could be on the way. This time the money will come from the Federal Reserve. There is an unprecedented amount of money up to the tune of $3.5 billion which will be sent out by the banks to designated homeowners. Up to 4 million homeowners… Read more »
WHAT IF THE SKY REALLY IS FALLING? AM I COVERED IF A METEOR HITS MY HOUSE?
When you think about the chances of having a meteor hit your home the odds are quite slim but what if you were having an inordinately unlucky date and you come home from work to find your home laying as a pile of wood and brick because a meteorite hits your home. Would your insurance… Read more »
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