Author: Anthony Bird

My name is Anthony Bird, an owner of Riverbank Finance, a Grand Rapids Mortgage Company, based here in Michigan. I am a graduate from Grand Valley State University majoring in both Business Management and Marketing. I have been a mortgage professional in Michigan for 6 Years with experience as a retail bank loan officer as well as for private mortgage companies. Riverbank Finance is a local mortgage company that values community and the West Michigan Area. We hire only licensed loan officers that can custom tailor loans for our client's needs. If you have any real estate or mortgage questions, call me at 616-365-5792 or email me at info@riverbankfinance.com and I will do whatever it takes to help. Learn more about me on my Google Profile: About Anthony Bird. I look forward to hearing from you soon!

Map of Average Mortgage Balances by State

In an article released by Business Insider analysts break down the average mortgage balances by state including the US average mortgage balance.  Using statistical information provided by one of the main three credit bureau reporting agencies, Experian’s Decision Analytics, analysts created a heat map demonstrating the hot zones for high mortgage debt. Ranking in the top five for… Read more »

Michigan Vacation Home Mortgage | Second Home Mortgage Loan

Historically real estate has been one of the best investments you can put your money in with year over year positive appreciation and tax advantages.  You may already have a place you call home but adding on an investment property may make financial sense.  At Riverbank Finance, we offer second home loans and a vacation home mortgage… Read more »

Calculating MI Property Taxes

When shopping around for a home it is beneficial to check the cost of property taxes. Property Tax Overview: Property tax is a levy on property.  It is required to be paid by the owner annually based on the fiscal year. They are collected on a county level and each county has its own system… Read more »

Tips to Avoid Closing Delays when Buying a Home

Mortgage Closings are stressful. Let’s not add to it! Congratulations! You have found the home of your dreams! You have all of your documentations in order! You are ready to move in! All you have to do is close on your mortgage! But wait, did something go wrong that could potentially prolong your loan closing?… Read more »

Let’s Pay Our Mortgage, Then Our Credit Cards!

When you pay your bills, how do you prioritize? Credit cards, mortgage, other bills?  Mortgage, credit cards, other bills? The normal payment hierarchy, which mortgage lenders expect, ranks mortgages as the top priority when paying bills. This hierarchy was not managed during The Great Recession – and as most of us personally know, still has… Read more »

It’s your first home, don’t let credit hold you back!

Credit is Crucial! When you start thinking of buying a home one of the first things you should do is check your credit score.  Contact a loan officer at Riverbank Finance to get a free credit report (or get an instant credit report online now).  If you find that you don’t have good credit, you… Read more »