Author: Anthony Bird

My name is Anthony Bird, an owner of Riverbank Finance, a Grand Rapids Mortgage Company, based here in Michigan. I am a graduate from Grand Valley State University majoring in both Business Management and Marketing. I have been a mortgage professional in Michigan for 6 Years with experience as a retail bank loan officer as well as for private mortgage companies. Riverbank Finance is a local mortgage company that values community and the West Michigan Area. We hire only licensed loan officers that can custom tailor loans for our client's needs. If you have any real estate or mortgage questions, call me at 616-365-5792 or email me at info@riverbankfinance.com and I will do whatever it takes to help. Learn more about me on my Google Profile: About Anthony Bird. I look forward to hearing from you soon!

USDA Mortgage Repair Escrow Program in Michigan

Posted on November 1, 2025 by - Buying a Home, First Time Home Buyer, Mortgage Tips

USDA

Michigan homebuyers looking to purchase a home in rural or suburban areas have a unique financing opportunity through the USDA Mortgage Repair Escrow Program. This specialized program allows you to buy a home that needs repairs while financing both the purchase price and renovation costs into a single, zero down payment loan. The USDA Repair… Read more »

New Law Helps More Veterans Stay in Their Homes

Posted on July 30, 2025 by - Mortgage Tips, Refinance, va, VA Loan

VA Home Loan Reform

Today, 7/30/2025, President Trump signed the VA Home Loan Program Reform Act into law, and for thousands of veterans across the country, this could be a game-changer. This bill passed unanimously in both the House and the Senate, which is nearly unheard of in politics. If you’re a veteran using the VA home loan benefit… Read more »

Conventional 1% Down Mortgage – Your Shortcut to Affordable Homeownership!

Posted on June 12, 2025 by - Buying a Home, First Time Home Buyer, Local Michigan

Conventional 1 Down mortgage

Riverbank Finance LLC is excited to offer the new Conventional 1% Down mortgage program. This down payment assistance program is better than 99% financing; You purchase a home with a 1% down payment and we will pay up to a 2% down payment towards your home purchase! This gives you 3% equity at closing! Important… Read more »

Mortgage Assumption Step by Step Guide: How to Take Over Someone Else’s Mortgage

Posted on May 7, 2025 by - Local Michigan

How to complete a mortgage assumption

With a high rate mortgage environment, savvy buyers and sellers are utilizing a powerful financing strategy: mortgage assumption. An assumable mortgage allows a buyer to take over the seller’s existing loan, including its original terms, interest rate, and remaining balance. This option can be valuable where mortgage rates are high saving buyers thousands of dollars… Read more »