Anthony Bird
My name is Anthony from Riverbank Finance based here in Grand Rapids, MI. I am a graduate from Grand Valley State University majoring in both Business Management and Marketing. I have been doing mortgages in Michigan for about 5 Years both for a bank and local mortgage companies. My business parter Josh and I are the owners of Riverbank. We are a local mortgage company that values community and the Grand Rapids Area. We have only Licensed Loan officers that can custom tailor loans for your needs. When you work with me to get a mortgage, it is my priority to ensure that you know as much about your mortgage as I do. If you have any questions whatsoever call me at 616-365-5792 or email me at info@riverbankfinance.com and I will do whatever it takes to help. Learn more about me on my Goofle Profile: About Anthony Bird. Talk to you soon!
15 Year HARP Refinance
Many homeowners that have purchased their homes and have been paying their mortgage down payment after payment are unsure if they should refinance back to a 30 year mortgage. With the goal of someday retiring, starting up another 30 year mortgage may not be an option for your financial plan therefore you should look at [...]
Affordable mortgage refinance through HARP
In conventional mortgage refinance, you should have substantial equity in your home, in order to become eligible for mortgage refinance, but the Home Affordable Refinance Program (HARP) has been aimed at helping the homeowners to refinance their mortgages even if their outstanding balance is more than the current market price of their home. This particular [...]
What House Can You Afford?
First-time home-buyers encounter an onslaught of hurdles before they reserve the right to say they truly are home-owners. That is why Riverbank Finance is introducing a new blog series to explain what you can do in-order to prepare yourself for purchasing your first home. Enough jib-jab though. Let’s jump right into things with our very [...]
Farm Land Prices up in 2012
With the uncertainty in the economy and the volatility in regular investments like stocks and bonds, investments in commodities and real estate will force farm land prices up in 2012. Compared to only a year ago, farming properties have grown in demand pushing the prices up over 20% in many areas. As wise real estate [...]
2012 Mortgage Rates | Will Mortgage Rates Remain Low for 2012?
The Federal Reserve has just concluded its final meeting for the 2011 calendar year stating that they plan to keep Fed rates low through mid-2013. This will have a positive effect on mortgage rates in 2012 helping to keep home loan rates low. Mortgage rates have been maintaining near record lows for several months as [...]
USDA Guarantee Fee Dropping October 2011
Starting October 1 2011 the USDA guarantee fee will drop to 2% of the total loan amount down from the current 3.5%. The USDA has decided to transition into an annual fee model similar to the FHA (Federal Housing Administration). An annual fee of .3% of the loan amount will be charged on a monthly [...]
FHA loan limits reduced on October 1 2011
The FHA loan limit will revert back to previous loan limits of 2008 for all loans insured by FHA on or after October 1, 2011. The Federal Housing Administration (FHA) temporarily increased the FHA loan limits under the Housing and Economic Recovery Act (HERA) to help speed the recovery and stabilization of the United State [...]
Making the Decision to Buy vs Rent in Michigan
A decision that many people face in life is deciding whether it is cheaper to rent vs buy a home. The answer is not the same for any two people since there are so many variables in basing your housing decision therefore the best place to start is by researching your options and to develop [...]
Buying Land in Michigan
Now is an excellent time to purchase land in Michigan. There has not been a period in our lifetimes better to purchase hunting land or to buy farm land. Property values have dropped significantly over the past few years and land loan rates are also very attractive. While there are few land loan lenders in [...]
What Mortgage Can I Afford
When the time is right for you to start shopping for a mortgage the best question to ask yourself is “What Mortgage Can I Afford?” While there is no easy answer to this question there are a few steps you can take to make sure you are getting a mortgage with affordable mortgage payments for [...]
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