Month: December 2012

THE FISCAL CLIFF AND MORTGAGE RATES

EXPERTS CONCERNED ON WHAT FISCAL CLIFF MEANS FOR MORTGAGR RATES We can’t get through the end of the year without more drama coming from Washington and there more financial market drama.  The talk of the Fiscal Cliff has put shock waves in the markets and caused much uncertainty.  Whenever there is financial uncertainty rates start… Read more »

How to Save with the Mortgage Interest Tax Deduction

The average person that files taxes gets between three to four thousand dollars on their income tax returns. If you get less then it is important to figure out all the tips and tricks to rake it in when it comes to April 15th for tax season. One way would be to increase your deductions… Read more »

Tips for Staging your Home to sell Quickly

Before selling your home, one the most important things to do is staging your home. Staging is making your home better looking to the eyes of the homebuyers that will be passing through. Of course you will need to take care of the basics such as cleaning and tidying up the place but also be… Read more »

Michigan First Time Home Buyer Grant | Free $3000 MSHDA Credit for first time home buyers

**This program has expired – please visit No Down Payment Mortgage for other options.** Homebuyer Assistance and HARP Refinance Grant Programs Due to the National Mortgage Settlement, Michigan received $97.2 million for the purpose of creating the Homeowner Protection Fund and has created 2 new programs for the mortgage industry. 1. HOMEBUYER ASSISTANCE – $15 million… Read more »

Top 3 Reasons to Refinance your Mortgage

Are you ready for a change? Are you looking for a reason to refinance your home? Well below is a list of the Top Three Reasons why you should refinance. As your income and lifestyle changes over time it is important to have a home loan that is consistent with your financial situation. 1. Refinance… Read more »

Top 3 Things You Need to Know When Buying a Home

One of the biggest decisions if not the biggest decision you may ever make in your life is purchasing a home. With that said, there a few very important things you need to know before making what could be a huge financial, physical, and mental decision. Here are the Top Three Things you need to… Read more »

10 Ideas for Decorating your Home for the Holidays

Hot cocoa is in hand… “Deck the Halls” is playing in the background… It’s time to flip the calendar from November to December and decorate your home for the Christmas holidays! Christmas decorations should be about the memories of Christmas’s past. Bring in tradition and family rituals to make Christmas the same familiar warm event… Read more »