Month: September 2012

Michigan HARP Lenders

Many homeowners are dealing with the reality of their home now being worth much less than what they currently owe on their mortgage. Unfortunately there aren’t a lot of options to help homeowners who are facing this problem, but luckily the HARP program was created. While there may not be many HARP lenders in Michigan,… Read more »

HARP 3.0 | Responsible Homeowner Refinancing Act

The Home Affordable Refinance Program or HARP has been utilized by many homeowners who were underwater on their mortgage. It allowed them to refinance their home regardless of the loan-to-value (LTV) ratio in most circumstances. Recently, two U.S.Senators reintroduced a bill that would extend the guidelines and reduce fees even more. The new bill was… Read more »

Should I refinance? How does a refinance work?

Are you thinking about refinancing? Chances are if you have not refinanced in the last year, you could be missing out on some significant financial savings on your mortgage payments. Interest rates are at record lows and there’s a good chance we won’t see them any lower in the future. Not only are the rates… Read more »